Certificate in Mutual Fund Counsellor

Description

Course Name: Certificate in Mutual Fund Counsellor
Course Id: CMFC/Q0101.

Eligibility: 10+2 (Higher Secondary) or equivalent is required.

Objective: The Certificate in Mutual Fund Counsellor course is designed for aspiring financial advisors, insurance agents, bank personnel, and anyone looking to build a career in mutual fund distribution and investment advisory. It provides foundational knowledge of mutual funds, market functioning, and client advisory processes in line with regulatory standards.

Duration: Three Months.

 How to Enroll and Get Certified in Your Chosen Course:

 Step 1: Choose the course you wish to get certified in.

 Step 2: Click on the “Enroll Now” button.

 Step 3: Proceed with the enrollment process.

 Step 4: Enter your billing details and continue to course fee payment.

 Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.

 Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.

 Step 7: Once you complete the course, take the online examination.

 Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.

 Step 9: After certification, you will be offered job opportunities aligned with your area of interest.

Online Examination Detail:

Duration- 60 minutes.
No. of Questions- 30. (Multiple Choice Questions).
Maximum Marks- 100, Passing Marks- 40%.
There is no negative marking in this module.

 Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:

 Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.

 Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.

 Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.

 Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.

 Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.

 Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.

Syllabus:

Module 1: Introduction to Mutual Funds: Definition and concept of mutual funds, History and evolution of mutual funds in India, Structure of a mutual fund (AMC, trustee, sponsor), Types of mutual funds (equity, debt, hybrid, etc.), Open-ended vs closed-ended funds, Advantages and disadvantages of mutual funds, Key stakeholders in mutual fund operations, NAV and its calculation, Regulatory framework (SEBI, AMFI), Mutual fund investment vs other investment options.

Module 2: Mutual Fund Products and Features: Equity mutual funds and their types, Debt mutual funds and their types, Hybrid and solution-oriented funds, Index funds and ETFs, Fund of funds and international funds, SIP (Systematic Investment Plan) and SWP (Systematic Withdrawal Plan), Load structure (entry load, exit load), Expense ratio and its impact, Risk-return characteristics of different funds, Understanding scheme-related documents.

Module 3: Investor Profiling and Goal-Based Planning: Risk profiling of investors, Financial goal identification and classification, Asset allocation strategies, Time horizon and investment suitability, Matching mutual fund schemes with investor goals, Investment planning for retirement, education, and wealth creation, Importance of diversification, Building model portfolios, Investor behavioral biases, Case studies in goal-based investing.

Module 4: Mutual Fund Distribution and Services: Role of a mutual fund distributor, Registration and AMFI certification process, Investor onboarding and KYC procedures, Understanding transaction forms and documentation, Systematic investment and withdrawal services, Online platforms and digital tools, Switching and redemption process, Commissions and trail income, Complying with code of conduct and ethics, Grievance redressal and service quality.

Module 5: Regulatory Framework and Compliance: Role of SEBI and AMFI in mutual fund regulation, AMFI Code of Conduct for distributors, Know Your Customer (KYC) norms and CKYC, FATCA and CRS declarations, Riskometer and suitability disclosures, Compliance in advisory vs distribution, Prevention of mis-selling and churning, Record keeping and audit trail, Investor protection mechanisms, Disciplinary actions and penalties.

Module 6: Communication and Sales Skills: Understanding investor needs and expectations, Building trust and long-term relationships, Effective communication and presentation skills, Handling objections and concerns, Explaining risk and return clearly, Post-sales service and follow-ups, Ethical selling practices, Use of digital and social media for awareness, Conducting investor awareness programs, Personal branding and career growth in mutual fund distribution.

✅ Career Opportunities After Certificate in Mutual Fund Counsellor

🔹 1. Mutual Fund Advisor / Agent

• Workplace: Self-employed, AMFI-registered advisor, or work with mutual fund houses

• Role: Recommend schemes, help with investment goals, conduct KYC

• 💰 Earnings: ₹15,000 – ₹50,000/month (commissions + fees)

🔹 2. Financial Planner (Mutual Fund Focus)

• Workplace: Wealth management firms, banks, advisory startups

• Role: Assist clients in portfolio planning and SIP management

• 💰 Salary Range: ₹25,000 – ₹60,000/month

🔹 3. Mutual Fund Sales Executive

• Workplace: Asset Management Companies (AMC), banks, NBFCs

• Role: Promote mutual fund products to customers, achieve targets

• 💰 Salary Range: ₹18,000 – ₹40,000/month + incentives

🔹 4. Client Relationship Executive – Mutual Funds

• Workplace: Broking firms, fintech companies, bank branches

• Role: Assist clients with investment queries and documentation

• 💰 Salary Range: ₹20,000 – ₹45,000/month

🔹 5. Online Mutual Fund Counsellor / Fintech Advisor

• Workplace: Apps like Zerodha, Groww, Paytm Money, Kuvera

• Role: Support customers in selecting and managing funds

• 💰 Salary Range: ₹20,000 – ₹50,000/month

📈 Income Overview in India