Description
Course Name: Certificate in Microfinance & Self-Help Group Facilitation
Course Id: CMSHGF/Q0101.
Eligibility: 10+2 (Higher Secondary) or equivalent is required.
Objective: The objective of the Certificate in Microfinance & Self-Help Group Facilitation course is to provide learners with a comprehensive understanding of microfinance principles, SHG dynamics, and the role of community-based financial systems in promoting inclusive development. The course focuses on the formation, functioning, and strengthening of SHGs, group leadership, savings and credit linkages, record-keeping, and financial literacy.
Duration: Three Months.
How to Enroll and Get Certified in Your Chosen Course:
Step 1: Choose the course you wish to get certified in.
Step 2: Click on the “Enroll Now” button.
Step 3: Proceed with the enrollment process.
Step 4: Enter your billing details and continue to course fee payment.
Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.
Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.
Step 7: Once you complete the course, take the online examination.
Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.
Step 9: After certification, you will be offered job opportunities aligned with your area of interest.
Online Examination Detail:
Duration- 60 minutes.
No. of Questions- 30. (Multiple Choice Questions).
Maximum Marks- 100, Passing Marks- 40%.
There is no negative marking in this module.
| Marking System: | ||||||
| S.No. | No. of Questions | Marks Each Question | Total Marks | |||
| 1 | 10 | 5 | 50 | |||
| 2 | 5 | 4 | 20 | |||
| 3 | 5 | 3 | 15 | |||
| 4 | 5 | 2 | 10 | |||
| 5 | 5 | 1 | 5 | |||
| 30 | 100 | |||||
| How Students will be Graded: | ||||||
| S.No. | Marks | Grade | ||||
| 1 | 91-100 | O (Outstanding) | ||||
| 2 | 81-90 | A+ (Excellent) | ||||
| 3 | 71-80 | A (Very Good) | ||||
| 4 | 61-70 | B (Good) | ||||
| 5 | 51-60 | C (Average) | ||||
| 6 | 40-50 | P (Pass) | ||||
| 7 | 0-40 | F (Fail) | ||||
Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:
Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.
Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.
Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.
Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.
Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.
Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.
Syllabus:
Module 1: Introduction to Microfinance and SHGs: Concept and evolution of microfinance, Role of microfinance in poverty alleviation, Structure and functioning of SHGs, Importance of financial inclusion, Stakeholders in microfinance, Types of microfinance institutions, Role of NGOs and government in SHG promotion, Gender and microfinance, Advantages of group-based lending, Challenges in the microfinance sector.
Module 2: Formation and Management of SHGs: Steps in SHG formation, Group norms and rules, Leadership development in SHGs, Meeting procedures and planning, Conflict resolution strategies, Promoting participation and inclusiveness, Capacity building for SHG members, SHG grading and assessment, Roles of SHG facilitators, Role of self-regulatory bodies.
Module 3: Savings, Credit, and Financial Linkages: Importance of group savings, Internal lending process, Creditworthiness assessment, Linking SHGs with banks, SHG-bank linkage models, Loan application and documentation, Repayment management, Interest rate setting and collection, Monitoring credit utilization, Government schemes for SHGs (e.g., NRLM).
Module 4: Bookkeeping and Financial Management: Importance of record keeping, Types of SHG records (minutes, attendance, savings, loans), Cash book and passbook maintenance, Financial literacy for SHG members, Basics of accounting and bookkeeping, Common bookkeeping errors and solutions, Role of digital tools and mobile banking, Budgeting and planning, Reporting to stakeholders, Auditing of SHG accounts.
Module 5: Livelihood Promotion and Entrepreneurship: Identifying local livelihood opportunities, Value chain approach, Vocational skills and enterprise development, Business planning for SHG members, Marketing strategies for rural products, Access to government and NGO schemes, Product pricing and costing, Financial management in micro-enterprises, Success stories and case studies, Social enterprise models.
Module 6: Monitoring, Evaluation, and Impact Assessment: Monitoring tools and indicators, Participatory evaluation techniques, SHG performance indicators, Impact assessment methodologies, Reporting and documentation practices, Field visit planning and supervision, Building sustainability of SHGs, Exit strategies for facilitators, Role of MIS (Management Information Systems), Best practices in SHG facilitation.
🤝 Career Opportunities After Certificate in Microfinance & SHG Facilitation (India)
This certificate program equips graduates with the skills to support community-based financial inclusion through microfinance institutions, SHGs, NGOs, and rural development programs. Candidates can work at the grassroots level in rural and semi-urban areas, supporting financial literacy, loan facilitation, SHG formation, and livelihood promotion.
🔑 Top Career Roles with Job Descriptions & Salary Range
| Career Role | Key Responsibilities | Salary Range (INR/month) |
|---|---|---|
| SHG Facilitator / Promoter | Form and support SHGs, conduct meetings, promote savings culture | ₹10,000 – ₹18,000 (entry) ₹20,000 – ₹25,000 (experienced) |
| Microfinance Field Officer | Disburse loans, monitor repayments, conduct field visits | ₹12,000 – ₹20,000 |
| Community Mobilizer / Livelihood Promoter | Mobilize communities, support income-generating activities, train SHGs | ₹10,000 – ₹18,000 |
| Loan Officer (Microfinance Institutions) | Handle loan applications, verification, disbursement, follow-up | ₹13,000 – ₹22,000 |
| MIS/Data Entry Executive (SHG Programs) | Maintain records, digital entries of SHGs, loan and repayment data | ₹12,000 – ₹18,000 |
| Credit Officer (SHG-Bank Linkage) | Link SHGs to banks, process loan applications, monitor usage | ₹15,000 – ₹25,000 |
| NGO Program Assistant (SHG & Microfinance Projects) | Assist project implementation, reporting, beneficiary management | ₹12,000 – ₹20,000 |
| Rural Development Facilitator | Support health, education, finance, and women empowerment via SHGs | ₹10,000 – ₹18,000 |
| Self-Employment Trainer (Livelihood/Skill Dev.) | Train SHG members in income-generating activities, bookkeeping | ₹12,000 – ₹20,000 |
| Monitoring & Evaluation Assistant (SHG/MFI Projects) | Collect and analyze field data, submit progress reports | ₹15,000 – ₹22,000 |
🏢 Top Employment Sectors
Microfinance Institutions (MFIs)
Non-Governmental Organizations (NGOs)
Self-Help Group Federations
Rural Livelihood Missions (NRLM, SRLM)
Cooperative Banks & Regional Rural Banks (RRBs)
NABARD-sponsored Projects
Women & Child Welfare Departments
Skill Development Programs (DDU-GKY, PMKVY)
CSR Programs of Corporates
🌟 Top Recruiters & Organizations
NABARD, SIDBI, NRLM (DAY-NRLM)
SKS Microfinance (Bharat Financial), Bandhan Bank, Ujjivan, Spandana Sphoorty, SKDRDP
SEWA, PRADAN, BAIF, MYRADA, Gram Vikas, CARE India, ASA India
State Rural Livelihood Missions (UPSRLM, MPSRLM, etc.)
Tata Trusts, Reliance Foundation, Ambuja Cement Foundation
📈 Career Growth Path
SHG Facilitator / Field Worker
Field Coordinator / Field Supervisor
Block Program Assistant / Community Mobilizer
Program Coordinator / District Project Manager
State Program Manager / Livelihood Specialist
Development Consultant / Program Head (NGO/CSR)
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