Certificate in KYC Compliance Officer

Description

Course Name: Certificate in KYC Compliance Officer
Course Id: CGSE/Q0101.

Eligibility: Graduate or equivalent is required.

Objective: The Certificate in KYC Compliance Officer course is designed for professionals aspiring to work in the banking, financial services, fintech, and insurance sectors. The course equips learners with practical knowledge of regulatory guidelines, documentation procedures, and risk-based customer due diligence (CDD) for effective KYC compliance.

Duration: Three Months.

 How to Enroll and Get Certified in Your Chosen Course:

 Step 1: Choose the course you wish to get certified in.

 Step 2: Click on the “Enroll Now” button.

 Step 3: Proceed with the enrollment process.

 Step 4: Enter your billing details and continue to course fee payment.

 Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.

 Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.

 Step 7: Once you complete the course, take the online examination.

 Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.

 Step 9: After certification, you will be offered job opportunities aligned with your area of interest.

Online Examination Detail:

Duration- 60 minutes.
No. of Questions- 30. (Multiple Choice Questions).
Maximum Marks- 100, Passing Marks- 40%.
There is no negative marking in this module.

 Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:

 Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.

 Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.

 Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.

 Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.

 Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.

 Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.

Syllabus:

Module 1: Introduction to KYC and Compliance Framework: Overview of KYC (Know Your Customer), Importance of KYC in financial systems, Role of KYC Compliance Officer, Regulatory bodies (RBI, SEBI, IRDAI, FIU-IND), KYC norms and guidelines in India, AML (Anti-Money Laundering) basics, CFT (Combating Financing of Terrorism), KYC in banks vs NBFCs vs insurance companies, Customer identification and verification, Risk-based approach in KYC.

Module 2: Customer Onboarding and Due Diligence: Types of customers (individuals, companies, trusts, NGOs), Customer due diligence (CDD), Enhanced due diligence (EDD), Simplified due diligence, Customer acceptance policy, Identity and address proof norms, C-KYC and DigiLocker integration, Video KYC process, Red flags and suspicious profile indicators, KYC documentation checklist.

Module 3: KYC Documentation and Record Keeping: Valid KYC documents (Aadhaar, PAN, Passport, etc.), Corporate KYC documentation, Record-keeping requirements under PMLA, Digital document management, Periodic KYC updation, Maintaining audit trail, KYC verification checklist, Forms and declarations, Data privacy and customer confidentiality, Handling documentation discrepancies.

Module 4: AML and Compliance Reporting: Overview of AML laws and FATF recommendations, Role of Financial Intelligence Unit (FIU-IND), Suspicious Transaction Reports (STR), Currency Transaction Reports (CTR), Threshold transaction monitoring, Blacklisted/sanctioned entities, Risk indicators and typologies, Compliance escalation process, Reporting formats and timelines, Penalties for non-compliance.

Module 5: Technology and Automation in KYC: KYC utilities (UIDAI, CERSAI, CKYC), e-KYC through Aadhaar and OTP, Biometric authentication tools, AI/ML in fraud detection and customer profiling, AML software and monitoring tools, Transaction monitoring systems (TMS), Integration of CRM with KYC, Real-time risk assessment dashboards, Cybersecurity and data protection in compliance systems, Automation in onboarding and alerts.

Module 6: Ethics, Audit, and Regulatory Examinations: Ethical responsibilities of compliance officers, Conduct and accountability standards, Internal audit of KYC processes, Regulatory inspection preparedness, Corrective action plans, Training and awareness for staff, Industry best practices and benchmarking, Case studies in KYC failures, Whistleblower policies and escalation, Professional development and certifications.

✅ Career Opportunities After Certificate in KYC Compliance Officer

🔹 1. KYC Analyst / Compliance Executive

• Workplace: Banks, NBFCs, investment firms, stockbrokers

• Role: Verify client documents, conduct due diligence, maintain records

• 💰 Salary Range: ₹20,000 – ₹45,000/month

🔹 2. AML Analyst (Anti-Money Laundering)

• Workplace: Fintech, BPOs/KPOs handling international banking

• Role: Monitor suspicious transactions, flag red alerts, regulatory reporting

• 💰 Salary Range: ₹25,000 – ₹50,000/month

🔹 3. Risk and Compliance Associate

• Workplace: Banks, insurance, and mutual fund companies

• Role: Maintain internal compliance checks, audit KYC, ensure legal adherence

• 💰 Salary Range: ₹22,000 – ₹55,000/month

🔹 4. Onboarding Specialist (KYC/BFSI Sector)

• Workplace: Digital banks, broking apps, fintech companies

• Role: Client onboarding, e-KYC verification, risk-based scoring

• 💰 Salary Range: ₹18,000 – ₹40,000/month

🔹 5. Fraud Prevention Executive

• Workplace: E-wallets, UPI apps, online lending platforms

• Role: Analyze risk trends, prevent misuse, report to compliance head

• 💰 Salary Range: ₹25,000 – ₹45,000/month

📈 Income Overview in India